Whitmore & Associates
Bankruptcy attorneys · TX

Your free consultation starts here. Answer a few questions, see your options — your documents, organized for your free consultation.

  • Private & confidential
  • No credit impact
  • Nothing is filed today
whitmorelaw.com

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Whitmore & AssociatesPrivate & secure
whitmorelaw.com

See your options in about 3 minutes.

Answer a few plain questions and, if you choose, connect your bank securely. You’ll see which kind of bankruptcy may fit — no credit impact, and nothing is filed today.

Private & confidential · Free consultation · Nothing is filed today
A person walking a clear path away from debt toward a bright new start

How this works

  • A free check to see which kind of bankruptcy may fit. You answer a few questions and, if you choose, securely connect your bank so the attorney has real numbers.
  • A licensed attorney at Whitmore & Associates reviews everything and decides. This page never gives legal advice, nothing is filed today, and there is no credit impact.

Your two main options

Chapter 7 · A fresh start

Erases most unsecured debt — cards, medical bills, loans — in a few months, and you keep the property the law protects. Usually when your income is below the state median.

Chapter 13 · A catch-up plan

A 3–5 year plan to repay part of what you owe while keeping your home and car and stopping foreclosure. Often the better fit when income is higher or you’re behind on a loan.

When a case is filed, an automatic stay pauses most collection calls, garnishment, and foreclosure. This is general information, not legal advice — a licensed attorney reviews your situation and decides.